Money in Uzbekistan: cash, cards and exchange
Uzbekistan uses the som (UZS). Cards work in bigger hotels and shops, but cash is still king in bazaars, small cafes and taxis. Here is how to handle money on your trip.
The currency
The local currency is the som (UZS). In 2026 one US dollar buys roughly 12,000–13,000 som — check the current rate before you go. Notes come in many sizes, so you will soon carry a thick wallet. Prices in hotels are sometimes quoted in dollars, but you pay in som.
Cards
Visa and Mastercard work in most hotels, larger restaurants, supermarkets and shopping centres. They usually don’t work in bazaars, small cafes, taxis and many guesthouses. Tell your bank you are travelling, and carry a second card just in case.
ATMs
ATMs are easy to find in Tashkent, Samarkand, Bukhara and Khiva, especially in banks and hotels. Most accept Visa and Mastercard and give out som; some also give out dollars. Daily limits are usually a few million som. In small towns and in the mountains, take cash with you before you go.
Exchanging money
- US dollars are the easiest to change; euros work too.
- Bring clean, new banknotes — worn or torn notes may be refused.
- Change money at banks and official exchange offices, including at the airport. Never change money on the street.
Paying for your trip with us
You pay your guide after the tour — in cash in any currency, or by bank transfer. Train and plane tickets, yurt camps and cross-border trips are paid in advance, because we buy them for you.
Tips
Tipping is welcome but not required. In restaurants, about 10% is common if service isn’t already included. For drivers and guides, a tip is a nice thank-you for a good day — the amount is up to you.
This page is a short, practical guide. Rules and prices can change — check the official sources before you travel.